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If you are looking for car insurance in California, our team of licensed insurance agents in California stand ready to serve! At DDH Insurance, we can help California motorists with all of their automotive needs, whether personal, commercial, or recreational. From weekend joyrides, to classic cars, to your everyday vehicle, DDH Insurance will help give you peace of mind of being protected in the event of an automotive accident.
Whether you drive along the beautiful beaches of southern California or through the hills of San Francisco bay, our staff at DDH Insurance will make sure you are covered with the best car insurance in California for all of your automotive journeys.
The state of California requires drivers to carry a minimum insurance coverage policy. However, insurance needs are unique to each motorist, which is why you should speak with a licensed insurance agent to find the best car insurance in California for your needs.
California minimum auto insurance coverages are as follows:
Car insurance costs in California may vary depending on the coverage type and kind of vehicle you are insuring. There are also several additional factors such as your age, marital status, and previous at-fault incidents and driving violations.
Car insurance in California averages just over $1,700 per year which is higher than the national average. However, the younger you are and the more traffic violations you have, the higher this number will likely be.
While some states take your credit history in account when purchasing auto insurance, California has outlawed the use of credit scores in insurance premium ratings, meaning you will pay the same price for car insurance coverage no matter your credit history.
California is the 7th most expensive state for car insurance in the United States. There are several factors that cause California auto insurance to be high, including the cost of living, high population density, lower use of public transportation, and a higher than average number of uninsured drivers.
According to the latest available data, only about 5-6% of the California population uses public transportation compared to states like New York where almost half of the population uses public transportation. Additionally, over 15% of California drivers are reported to not have auto insurance.
Because of the dense population, auto accidents such as vandalism, theft, and hit-and-runs are more likely to occur in California.
Hollister Location:
899 San Benito Street
Hollister, CA 95023
Hours of Operation:
Monday – Friday
9:00 – 5:00